If you’re looking for a business loan, Perth Finance Brokers (Mortgage Broker Perth) offer a variety of business loans to suit your business needs. We can assist by researching all the major banks and non-bank lenders, to find the right loan for you taking into account the best interest rates and lowest fees.
Whether you need Asset Finance, Equity Release, Equipment Finance, Debtor Finance, Inventory Finance, a Commercial Mortgage or Vehicle Finance to mention a few we can assist, and if you just need a car loan for personal use you can take a look at our Personal Loans here
Perth Finance Brokers will deal with the banks on your behalf, prepare the business loan application and manage the whole process from start to finish.
In most cases there are no fees payable by you for our personal services, as we receive payment directly from the lender. If there is likely to be a fee we will advise you in advance. So why not relax and let us go to work to find the best business loan for you that suits your needs. Call or contact us now for a free consultation.
Perth Finance & Mortgage Brokers – We don’t work for the banks. We research the banks and non-bank lenders to find the right loan for you.
Call Andy 040357443.
Business Loans/Description & Benefits.
Equipment Finance:
Description:
Equipment finance is a loan or lease designed to help businesses acquire necessary equipment, machinery, or technology without the immediate upfront costs.
Benefits:
- Preserves working capital for other business needs.
- Flexible repayment options tailored to cash flow.
- Allows businesses to access the latest equipment, improving efficiency and productivity.
Vehicle Finance:
Description:
Vehicle finance provides funding to purchase or lease vehicles for business use, including cars, trucks, and commercial vehicles.
Benefits:
- Enables businesses to upgrade or expand their fleet.
- Often includes flexible repayment terms.
- Potential tax benefits through depreciation and interest deductions.
Debtor Finance:
Description:
Debtor finance, also known as invoice financing, allows businesses to access funds tied up in unpaid invoices, improving cash flow without waiting for customer payments.
Benefits:
- Immediate cash flow boost by converting invoices into cash.
- Helps manage cash flow gaps due to slow-paying clients.
- No need for additional collateral, as invoices act as security.
Commercial Loans:
Description:
Commercial loans provide businesses with capital for various purposes, such as expansion, working capital, or purchasing assets.
Benefits:
- Flexible use of funds to meet business needs.
- Can be tailored with fixed or variable interest rates.
- Supports business growth and operational needs.
Chattel Mortgages:
Description:
A chattel mortgage is a loan secured against movable property, such as vehicles or equipment, where the business retains ownership after the loan is paid off.
Benefits:
- Ownership of the asset from the start of the loan.
- Fixed interest rates provide predictable repayment amounts.
- Potential tax benefits through depreciation and interest deductions.
Inventory Finance:
Description: Inventory finance provides businesses with funds to purchase stock or inventory, allowing them to meet customer demand without straining cash flow.
Benefits:
- Maintains healthy inventory levels to meet demand.
- Improves cash flow by financing stock purchases.
- Flexible repayment options based on sales or inventory turnover.
Property Development Loans:
Description:
Property development loans are specialized financing solutions for real estate developers, providing funds for the construction, renovation, or purchase of property projects.
Benefits:
- Access to significant capital for large-scale developments.
- Tailored repayment structures based on project milestones.
- Can increase profitability through successful property developments.
Commercial Mortgage Loans:
Description:
Commercial mortgage loans are secured loans used to finance the purchase, refinance, or development of commercial real estate.
Benefits:
- Long-term financing options with fixed or variable interest rates.
- Can be used for various property types, including retail, office, or industrial.
- Potential for property appreciation, adding value to the business portfolio.
Each of these financing options offers specific benefits tailored to different business needs, providing the flexibility and support required for growth and operational efficiency.
Contact Perth Finance Brokers, ask for Andy for friendly professional assistance with all your business finance.